Step into your future.|
The open-source BNPL protocol on Stellar for learners, interns, and early-career developers.
StepFi in your pocket.
Mobile app in active development. Built with React Native + Expo on Stellar.

Welcome
Create your wallet
Welcome
Create your wallet

Role Selection
Learner or Sponsor
Role Selection
Learner or Sponsor

Dashboard
View opportunities
Dashboard
View opportunities

My Loans
Track progress
My Loans
Track progress

Reputation
Build your score
Reputation
Build your score

Sponsor Home
Deposit & earn
Sponsor Home
Deposit & earn

Welcome
Create your wallet
Welcome
Create your wallet

Role Selection
Learner or Sponsor
Role Selection
Learner or Sponsor

Dashboard
View opportunities
Dashboard
View opportunities

My Loans
Track progress
My Loans
Track progress

Reputation
Build your score
Reputation
Build your score

Sponsor Home
Deposit & earn
Sponsor Home
Deposit & earn
Build with us on Stellar.
StepFi is applying to join the Stellar Drips Wave program, a monthly open-source contributor initiative backed by the Stellar Development Foundation. We're building in public, contributor-ready, and committed to the Stellar ecosystem for the long term.
Pick an Issue
Browse labeled issues across backend, smart contracts, and mobile. Good first issues are ready and waiting.
Browse Issues →Earn Points
Every merged PR earns Drips Wave points redeemable for rewards. No application required, just build.
Learn about Drips Wave →Build Impact
Your code helps learners in emerging markets access credit and build their future. Built in the open, for everyone.
View on GitHub →